MN law mandates insurance coverage for children’s hearing aids

MinnesotaLegislature
photo credit http://www.nddc.org

A law in Minnesota effective on Aug 1, 2007, mandated that insurance carriers who provide fully-insured health care coverage in the state of MN have to include hearing aids for children ages 0-18 as part of their insurance coverage!

Here is the statute:

[62Q.675] [HEARING AIDS; PERSONS 18 OR YOUNGER.] A health plan must cover hearing aids for individuals 18 years of age or younger for hearing loss that is not correctable by other covered procedures. Coverage required under this section is limited to one hearing aid in each ear every three years. No special deductible, coinsurance, co-payment, or other limitation on the coverage under this section that is not generally applicable to other coverages under the plan may be imposed. [EFFECTIVE DATE.] This section is effective August 1, 2007, and applies to policies, contracts, and certificates issued or renewed on or after that date.

Even if you have a self-insured plan, there are forms here on the Commission of Deaf, DeafBlind and Hard of Hearing Minnesotans site to appeal to your insurance company. They also have advocates who can help you work with the insurance companies since insurance coverage plans can be confusing.

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